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USD CARD

Your USDT, spent in dollars.

Shop online or tap with your phone in store. Legacy adds a stainless steel physical card.

USD Card availability depends on your country and verification. Not available to Australian residents or users located in Australia.

USD Card front and back on black marble: black metal card with a gold spider emblem, gold circuit detailing and Visa Platinum branding
Tapping a phone with the CobWeb Pay app on a café card terminal

Tap, click or swipe.

Every level includes a virtual card. Legacy adds a stainless steel physical card.

Feature

Virtual card

Physical card (Legacy)

Online payments

Supported

Supported

Apple Pay / Google Pay

Supported

Supported

In-person payments

Via mobile wallet

Card or mobile wallet

ATM access

Not available

Where available

Main spending limits

See Fees & limits

See Fees & limits

Hold. Top up. Spend.

01

Hold USDT

Keep USDT in your CobWeb Pay wallet, or swap supported assets into it.

02

Top up your card

Move USDT from your wallet to your card balance. Review any fees before you confirm.

03

Spend in USD

Pay online or tap your phone wherever your card is accepted.

Card Levels

Pick the card that matches how you spend

Core

$0

per year

Everything you need to get started with crypto spending. Enjoy the Core level for free.

Virtual on-device payment card
Limit per Transaction: US$1,000
Daily spending limit: US$10,000
Cashback rate: Up to 3%
Monthly Cashback cap: US$50

Elite

125 USDT

per year

Elevated spending power with premium perks, higher limits and exclusive memberships.

Virtual on-device payment card
Limit per Transaction: US$5,000
Daily spending limit: US$50,000
Cashback rate: Up to 3%
Monthly Cashback cap: US$100

Legacy

Exclusive

1250 USDT

per year

Invitation Only

Your own concierge on call, a stainless steel card and the highest limits we offer.

Dedicated Legacy concierge
Physical metal card
Limit per Transaction: US$80,000
Daily spending limit: US$100,000
Cashback rate: Up to 3%
Monthly Cashback cap: Up to US$1,000

LEGACY

Experience the pinnacle of luxury.

An invitation-only membership with a stainless steel Visa Platinum card, plus concierge, travel and lifestyle benefits facilitated through a diverse array of partners

  • Legacy Concierge

    Dedicated contact on WhatsApp

  • Travel privileges

    Lounge and booking support

  • Club access

    Selected member experiences

  • Personal introductions

    Subject to availability

Invitation and benefit conditions apply. Benefits are facilitated through third-party partners. Some services involve separate charges.

Know the cost before you spend.

Card fees

  • Card issuance / membership

    Virtual $0 · Physical from US$100

  • USDT–USD conversion

    See USD Card terms

  • Transactions & currency charges

    1% per transaction

  • ATM withdrawals

    US$1 per withdrawal

Fees by card level

  • Core

    $0 per year

  • Elite

    125 USDT per year

  • Legacy

    1250 USDT per year

View limits by card levelRead the full USD Card terms ↗

Before you start.

Which card is right for me?

It depends on where you live and your verification. The AUD Card is for eligible Australian users. The USD Card is available in supported countries, but not to Australian residents or users located in Australia.

How do I fund the USD Card?

Hold USDT in your CobWeb Pay wallet, then top up your card balance in the app. Review any fees before you confirm.

Can I get a physical card?

Every level includes a virtual card for online and mobile wallet payments. The stainless steel physical card comes with Legacy.

Can I increase my limits?

Limits are set by your subscription level, and some regions have exceptions.
‍
Limits are on the level cards above. Fees are listed in the Fees section.

How do I join Legacy?

Legacy is invitation only. Request an invitation to discuss eligibility and current benefits.