
or
USD CARD
Shop online or tap with your phone in store. Legacy adds a stainless steel physical card.
USD Card availability depends on your country and verification. Not available to Australian residents or users located in Australia.
Every level includes a virtual card. Legacy adds a stainless steel physical card.
Feature
Virtual card
Physical card (Legacy)
Online payments
Supported
Supported
Apple Pay / Google Pay
Supported
Supported
In-person payments
Via mobile wallet
Card or mobile wallet
ATM access
Not available
Where available
Main spending limits
See Fees & limits
See Fees & limits
01
Keep USDT in your CobWeb Pay wallet, or swap supported assets into it.
02
Move USDT from your wallet to your card balance. Review any fees before you confirm.
03
Pay online or tap your phone wherever your card is accepted.
Pick the card that matches how you spend

per year
Everything you need to get started with crypto spending. Enjoy the Core level for free.






125 USDT
per year
Elevated spending power with premium perks, higher limits and exclusive memberships.






1250 USDT
per year
Invitation Only
Your own concierge on call, a stainless steel card and the highest limits we offer.






LEGACY
An invitation-only membership with a stainless steel Visa Platinum card, plus concierge, travel and lifestyle benefits facilitated through a diverse array of partners

Legacy Concierge
Dedicated contact on WhatsApp
Travel privileges
Lounge and booking support
Club access
Selected member experiences
Personal introductions
Subject to availability
Invitation and benefit conditions apply. Benefits are facilitated through third-party partners. Some services involve separate charges.
Card issuance / membership
Virtual $0 · Physical from US$100
USDT–USD conversion
See USD Card terms
Transactions & currency charges
1% per transaction
ATM withdrawals
US$1 per withdrawal
Core
$0 per year
Elite
125 USDT per year
Legacy
1250 USDT per year
It depends on where you live and your verification. The AUD Card is for eligible Australian users. The USD Card is available in supported countries, but not to Australian residents or users located in Australia.
Hold USDT in your CobWeb Pay wallet, then top up your card balance in the app. Review any fees before you confirm.
Every level includes a virtual card for online and mobile wallet payments. The stainless steel physical card comes with Legacy.
Limits are set by your subscription level, and some regions have exceptions.
Limits are on the level cards above. Fees are listed in the Fees section.
Legacy is invitation only. Request an invitation to discuss eligibility and current benefits.