Earn up to $500 for every invite

Invite friends to CobWeb Pay.

Earn USDT when they subscribe to Elite or become a Legacy member, plus a portion of the trading and card spending fees they pay.

Earn rewards
Share your unique code or link. Earn USDT when your friend subscribes to Elite or Legacy.
Earn on every transaction
Get a cut of the trading and card spending fees your friends pay, for as long as they use CobWeb Pay.
Grow over time
No cap on referrals. The more friends who join, the more you earn.

Earn more when they upgrade

Core Account $10
Elite Level $60
Legacy Level $600

Earn more when they upgrade

The higher the card tier your referral reaches, the more you make.

When they reach

Core

$10

for every user you bring

What they unlock

Get started with crypto spending

Up to US$1,000 per transaction

US$10,000 daily limit

1% cashback

See card tiers

When they reach

Elite

$60

for every user you bring

What they unlock

Mastercard network

Higher limits (US$5,000 / US$50,000 daily)

Elevated cashback cap

Valid 12 months

See card tiers

Paid in USDT once their card is activated. No cap on how many users you bring.

Earn when they upgrade

The higher the subscription level your referral reaches, the more you can make.

01

They become

Elite

Paid · Mastercard, higher limits, more cashback

You earn

$50

02

They become

Legacy

Premium · top limits, best cashback, concierge

You earn

$500

*Referral rewards will be issued in USDT to your CobWeb Pay wallet once your referral has subscribed to the respective level. Paid once per referred user.

Join our distributor network

Have a larger network? Contact us below to learn more about our distributor program and join it for better rewards.

FAQs

Find answers to your questions about our referral program and how it works. If you have any more queries, refer to our terms and conditions or contact us for more.

Where do I find my referral code?

- Login to your CobWeb Pay and head over to the My Account section
- Click on the referral banner under your user ID
- Copy your unique referral code and paste it to share
- Click on the share button to see your unique QR code or referral link and share

Who can I refer?

Anyone who’s eligible to use CobWeb Pay and completes KYC. Just make sure they sign up for the first time using your referral code or link.

Is there a limit to how many people I can refer?

There is no limit on the amount of people you can refer.

Where can I track my referrals and rewards?

- Login to your CobWeb Pay and head over to the My Account section
- Click on the referral banner under your user ID
- You can see your total rewards and the list of users you have brought in

What counts as a completed referral?

Your friend creates a CobWeb Pay account using your code or link, and passes ID verification. From there:
- Upgrade reward: Paid once they subscribe to the Elite level or becomes a Legacy member.
- Fee commission: Earned in perpetuity on the trading and card spending fees they pay.

How long does it take to receive the rewards?

Once your referral completes all the required steps, you will receive the reward in your CobWeb Pay wallet within 30 calendar days. CobWeb Pay may extend this timeframe in case of delays.

How much can I earn?

You earn $50 in USDT when your friend subscribes to Elite, or $500 in USDT when they become a Legacy member. You also earn a portion of the trading and card spending fees they pay. There’s no cap on how many friends you can refer.

Do I earn anything if my friend signs up but doesn’t upgrade?

Yes. You earn a portion of the trading and card spending fees they pay. The upgrade reward is paid once they subscribe to Elite or become a Legacy member.

Are referral rewards available to all users?

Yes. Your earnings depends on your friend's account:
- AUD accounts: A commission fee of the trading and spending fees they pay to the platform.
- USD accounts: Upgrade rewards plus the commission fees.

What happens when my friend joins the Elite level?

You will receive a one-time referral bonus of $50 in USDT.

What happens when my friend becomes a Legacy member?

You will receive a one-time referral bonus of $500 in USDT.

Is there a deadline for the upgrade reward?

No. If your friend subscribes to Elite or becomes a Legacy member at any point after joining with your code, the reward is paid.

How long do I earn fee commission?

You earn a portion of the trading and card spending fees your friend pays for as long as they use CobWeb Pay. CobWeb Pay may change the commission period at any time.

Do I get paid again if my friend renews their Elite or Legacy level subscription?

No. The reward is paid once per referred friend.

Can I refer myself or create multiple accounts?

No. Our KYC procedures allow one account per user. Any abuse of the programme may result in disqualification or account suspension.

When does the referral program end?

The referral program is ongoing, but CobWeb Pay reserves the right to end or change it at any time without prior notice. If there are any updates, we’ll let you know but rewards aren’t guaranteed and may change at our discretion.

Contact us today.

Thank you

Thanks for reaching out. We will get back to you soon.
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